Mphweketsa Pa Office Loan
Running a business comes with countless responsibilities, and supporting your employees in times of financial need shouldn’t be a burden. That’s where Mphweketsa pa Office Loan steps in—a game-changing institutional loan designed to ease the financial stress of both employers and employees.
Empowering Employers, Supporting Employees
This innovative loan product offers up to Two Million Kwacha, empowering employers to cater to their employees’ emergency financial needs without setting up costly special funds. It’s a convenient, collateral-free solution tailored specifically for white-collar employees, ensuring they can access funds when they need them most. With payday repayment options of up to 12 months, it’s the perfect balance of flexibility and simplicity.
Key Steps to Get Your Loan Approved
National ID
Applicants must provide a valid national identification card to verify their identity and eligibility.
3 Recent Payslips
The Applicant must provide 3 recent payslips
Fees and Charges
Interest Fee
4.5% reducing balance interest rate applies to the loan, ensuring manageable repayment terms.
Risk Fee
A flat rate of 7% is charged to cover potential risks associated with the loan.
MOU Signed by HR
The entrepreneur is required to present the MOU which is signed and stamped by the Human Resource Person
Administration Fee
A 12% flat rate administration fee is applied to cover processing and management costs.
CRB Fee
A 2% flat rate fee is charged for credit reference bureau checks to assess creditworthiness.
The Perfect Solution for Workplace Emergencies
For employers, this is your chance to provide a seamless solution that strengthens trust and loyalty within your workforce. For employees, this is the opportunity to access fast, reliable cash in emergencies—without collateral or delays. Why Wait? Apply Now!
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Empower Your Business Today
Unlock the potential of your business with our tailored loan solutions. Contact us now to learn how Chuma Changa Credit Limited can support your growth. Our dedicated team is ready to assist you with any inquiries and guide you through the application process.